Retire in Turkey

Your complete guide to financial independence in Turkey for 2026

Bridge between East and West; zero crypto tax potential.
💰
35%
Cost of Living
vs NYC baseline
🏠
$600
Average Rent
per month
📊
0.0%
Capital Gains Tax
on investments
🛡️
7/10
Safety Score
security rating

How Much Do You Need to Retire in Turkey?

Lean FIRE
₺280,000
For ₺700/mo lifestyle
Moderate
₺420,000
For ₺1,050/mo lifestyle
Comfortable
₺560,000
For ₺1,400/mo lifestyle
Luxury
₺700,000
For ₺1,750/mo lifestyle
Note: These calculations use the 3.0% safe withdrawal rate and include Turkey's 0.0% capital gains tax.

Visa & Residency Options

Available Visas

Short Term Residence / Investment

Cost by Location Type

Urban
₺780
30% more
Suburban
₺600
baseline
Rural
₺360
40% less

Frequently Asked Questions about Turkey

Geo-arbitrage is the strategy of earning a strong currency (like USD or EUR) while living in a country with a lower cost of living. In 2026, this is the fastest way to achieve FIRE, allowing you to reduce expenses by 40-60% without lowering your quality of life.
The Freedom Clock calculates your exact 'Freedom Date' based on your savings, income, and the real-time cost of living in your target country. It accounts for 2026 inflation rates and tax laws to give you a precise timeline for early retirement.
Applicants must be aged 21–55, have a university degree, and earn at least $3,000 USD/month ($36,000 USD/year).
It is issued for 1 year and can be renewed if the income and remote work conditions still apply.
Major cities and coastal towns are generally safe, though it is wise to monitor regional stability and avoid border areas.
If you stay 183+ days, you are a tax resident. However, those providing specific digital services (software/design) to foreign clients may get an 80% tax exemption.
Private healthcare (e.g., Acıbadem, Memorial) is world-class and very affordable. Private insurance is required for the visa.
Despite high inflation, foreign currency earners find life very affordable. $1,500–$2,000 USD/month provides a high quality of life.
Fiber is common in Istanbul, Izmir, and Antalya. 5G rollout is expanding, though rural speeds can vary.
The real estate investment required for citizenship remains at $400,000 USD as of early 2026.
Yes, the nomad visa allows for dependents, but each must meet individual health insurance requirements.
The Turkish residence card. It is essential for banking, hospital visits, and domestic travel within Turkey.

Calculate Your Personal Freedom Date

Use our interactive calculator to see exactly when you can retire in Turkey based on your current savings and income.

Try the Freedom Calculator →

© 2026 Freedom Clock. Data updated regularly for accuracy.