Retire in Georgia

Your complete guide to financial independence in Georgia for 2026

Extremely expat-friendly tax regime (1% for small business) and easy entry.
💰
35%
Cost of Living
vs NYC baseline
🏠
$500
Average Rent
per month
📊
0.0%
Capital Gains Tax
on investments
🛡️
8/10
Safety Score
security rating

How Much Do You Need to Retire in Georgia?

Lean FIRE
₾240,000
For ₾700/mo lifestyle
Moderate
₾360,000
For ₾1,050/mo lifestyle
Comfortable
₾480,000
For ₾1,400/mo lifestyle
Luxury
₾600,000
For ₾1,750/mo lifestyle
Note: These calculations use the 3.5% safe withdrawal rate and include Georgia's 0.0% capital gains tax.

Visa & Residency Options

Available Visas

1 Year Visa-Free for many

Cost by Location Type

Urban
₾600
20% more
Suburban
₾500
baseline
Rural
₾300
40% less

Frequently Asked Questions about Georgia

Geo-arbitrage is the strategy of earning a strong currency (like USD or EUR) while living in a country with a lower cost of living. In 2026, this is the fastest way to achieve FIRE, allowing you to reduce expenses by 40-60% without lowering your quality of life.
The Freedom Clock calculates your exact 'Freedom Date' based on your savings, income, and the real-time cost of living in your target country. It accounts for 2026 inflation rates and tax laws to give you a precise timeline for early retirement.
The 'Remotely from Georgia' program has evolved into a formal Digital Nomad Residency requiring $25,000 annual income.
If you register as a 'Small Business,' you pay only 1% tax on turnover up to 500,000 GEL per year.
Citizens of ~95 countries (including US, EU, UK) can enter visa-free and stay for 365 days.
Despite rising prices, a single person can live very well on $1,200/month, including a central apartment.
Tbilisi and Batumi have excellent fiber; Georgia is a top destination for nomads due to its abundance of 'work-friendly' cafes.
Georgia is consistently ranked as one of the safest countries in the world for travelers and expats.
Yes, and buying property worth $100k+ (threshold rising to $150k in 2026) can grant you a residence permit.
Private healthcare in Tbilisi is modern and very affordable; most expats pay out-of-pocket or use local private insurance.
Tbilisi for culture and social life; Batumi for a seaside summer vibe.
Common among the younger generation in Tbilisi; Russian is also widely understood, though Georgian is the official language.

Calculate Your Personal Freedom Date

Use our interactive calculator to see exactly when you can retire in Georgia based on your current savings and income.

Try the Freedom Calculator →

© 2026 Freedom Clock. Data updated regularly for accuracy.