Retire in Brazil

Your complete guide to financial independence in Brazil for 2026

Vibrant culture and nature, but safety requires local knowledge.
💰
40%
Cost of Living
vs NYC baseline
🏠
$600
Average Rent
per month
📊
15.0%
Capital Gains Tax
on investments
🛡️
4/10
Safety Score
security rating

How Much Do You Need to Retire in Brazil?

Lean FIRE
R$315,429
For R$800/mo lifestyle
Moderate
R$473,143
For R$1,200/mo lifestyle
Comfortable
R$630,857
For R$1,600/mo lifestyle
Luxury
R$788,571
For R$2,000/mo lifestyle
Note: These calculations use the 3.5% safe withdrawal rate and include Brazil's 15.0% capital gains tax.

Visa & Residency Options

Available Visas

Digital Nomad Visa / Investment Visa

Cost by Location Type

Urban
R$780
30% more
Suburban
R$600
baseline
Rural
R$360
40% less

Frequently Asked Questions about Brazil

Geo-arbitrage is the strategy of earning a strong currency (like USD or EUR) while living in a country with a lower cost of living. In 2026, this is the fastest way to achieve FIRE, allowing you to reduce expenses by 40-60% without lowering your quality of life.
The Freedom Clock calculates your exact 'Freedom Date' based on your savings, income, and the real-time cost of living in your target country. It accounts for 2026 inflation rates and tax laws to give you a precise timeline for early retirement.
You must show a monthly foreign income of $1,500 USD or a lump sum bank balance of $18,000 USD.
You become a tax resident after spending 183 days in Brazil within a 12-month period.
Safety varies. Hubs like Florianópolis and Curitiba are safer, while larger cities like Rio and São Paulo require higher situational awareness.
Yes, dependents can be included, but you must provide apostilled and translated birth/marriage certificates.
A Cadastro de Pessoas Físicas (tax ID). You need it for everything in Brazil: buying a SIM card, renting, or even ordering food apps.
Brazil has a free universal system (SUS), but most expats use private healthcare, which is high quality and affordable compared to the US.
In major cities and nomad hubs, fiber optic internet (up to 1Gbps) is cheap and widely available.
Florianópolis is currently the top choice due to its high safety, surf culture, and tech-friendly environment.
Yes, for up to 180 days, provided you have a valid International Driving Permit (IDP) and your original license.
It is granted for 1 year and can be renewed for an additional year.

Calculate Your Personal Freedom Date

Use our interactive calculator to see exactly when you can retire in Brazil based on your current savings and income.

Try the Freedom Calculator →

© 2026 Freedom Clock. Data updated regularly for accuracy.