Retire in Vietnam vs Colombia: The 2026 Freedom Comparison
If you prioritize low costs, Vietnam is your winner. For lifestyle and infrastructure, Colombia is a strong contender. Here is the breakdown.
CHEAPER
Vietnam
₫480,000
Required for Financial Independence
Fast-growing economy, safe, and extremely affordable street food culture.
Colombia
$482,743
Required for Financial Independence
Popular nomad hub (Medellin) with great weather and low costs.
Key Freedom Insights for 2026
Capital Required Difference
Colombia requires $2,743 more to retire comfortably
0.6% less
Annual Living Cost Difference
You'll spend more per year in Colombia
$2,496
Capital Gains Tax Difference
Colombia has 10.0% higher capital gains tax
10.0%
Detailed Comparison
| Factor | Vietnam | Colombia |
|---|---|---|
| Cost of Living Index | 0.30 | 0.32 |
| Average Rent (USD) | $500 | $550 |
| Capital Gains Tax | 0.0% | 10.0% |
| Safety Score | 8/10 | 5/10 |
| Safe Withdrawal Rate | 3.0% | 3.5% |
Vietnam Visa Options
E-Visa (90 days) / Investor Visa
Safety Score:8/10
Avg. Rent:$500/mo
Colombia Visa Options
Digital Nomad Visa (M)
Safety Score:5/10
Avg. Rent:$550/mo
Retire in Vietnam →
Deep dive into cost of living, visas, and lifestyle in Vietnam.
Retire in Colombia →
Deep dive into cost of living, visas, and lifestyle in Colombia.
Frequently Asked Questions
Geo-arbitrage is the strategy of earning a strong currency (like USD or EUR) while living in a country with a lower cost of living. In 2026, this is the fastest way to achieve FIRE, allowing you to reduce expenses by 40-60% without lowering your quality of life.
The Freedom Clock calculates your exact 'Freedom Date' based on your savings, income, and the real-time cost of living in your target country. It accounts for 2026 inflation rates and tax laws to give you a precise timeline for early retirement.
Foreigners can buy apartments/condos on a 50-year leasehold, but cannot own land outright.
The 90-day E-visa is common, but those with businesses or investments can apply for longer DT (Investor) visas.
Yes, a single person can live a basic lifestyle for $800 or a luxury lifestyle for $2,000 in cities like Da Nang.
Public hospitals are basic; expats typically use private international clinics like Vinmec or Family Medical Practice.
Vietnam is extremely safe regarding violent crime, though petty theft and traffic accidents are more common concerns.
You need a Vietnamese license or a valid IDP (1968 convention). Riding a motorbike without a license is illegal and common.
Vietnam has excellent fiber connectivity in cities, though international speeds can dip during occasional undersea cable repairs.
For individuals, there is a 0.1% tax on the total sales price of shares or a 20% tax on profits for real estate.
Ho Chi Minh City for business, Da Nang for lifestyle/beach, and Hanoi for culture.
No, it is recommended to drink bottled or filtered water.
It allows remote workers to stay for up to 2 years. You must earn 3x the minimum wage, roughly $1,100 USD/month.
Medellin is very popular, but safety has declined in some areas. Expats should stick to 'Estrato 5 or 6' neighborhoods for better security.
Residents (183+ days) are taxed on worldwide income, but the nomad visa allows you to work for foreign firms without local tax for a period.
In 2026, a high-end 1-bedroom in El Poblado or Laureles ranges from $1,000 to $1,500 USD per month.
Colombia has some of the best-ranked hospitals in Latin America. Private 'Medicina Prepagada' is affordable and high quality.
A Colombian ID card for residents. You need it for cell phone plans, gym memberships, and local bank accounts.
Yes, fiber optic is common in major cities, though stability can vary in more rural or mountainous regions.
Foreigners can drive for the duration of their tourist stay, but residents must obtain a Colombian license.
Medellin is the 'City of Eternal Spring' with year-round mild weather; Bogota is cooler, and the coast is hot and humid.
You can apply for renewal online through the Cancilleria portal before your current visa expires.
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